MoneyWiz 2020 Personal Finance for PC and Mac. Written by SILVERWIZ LLC. Category: Finance Release date: 2020-12-01 Licence: Free Software version: 2020.48.2 File size: 61.74 MB. MoneyWiz 2 - Personal Finance. By SilverWiz Ltd. $4.99 in the App Store MoneyWiz 2 is a budget app that is packed with so much more. MoneyWiz has been a popular choice for money management, and it continues to get better and better. It's now an all-in-one comprehensive solution for your financial needs.
Depending on who you ask, personal finance is either boring, confusing, or absolutely essential. The older you get, the more you realize those in the last camp were right all along. Managing your personal finances can seem intimidating, but it's an absolutely essential skill to develop, especially once you start thinking how to prepare for retirement.
Track all of your personal finances in one place
MoneyWiz takes some of the pain out of watching your pocketbook with a suite of innovative features. Team behind the app has been cooking a giant upgrade for some time now and it's finally out. It's more than exciting because they have introduced a whole set of features that weren't present in the previous version. Let's get an overview of what's in the app and what's new.
First and foremost — support for cryptocurrencies. With this move, MoneyWiz becomes the firs personal finance app with all your crypto-trade. Not just bitcoin, all currencies and altcoins are included, together with trades from major exchanges and wallets to keep you posted. Then, the MoneyWiz team did a light makeover of the old interface and introduced a sleeker and smoother design.
Your transactions can now have multiple components, like expense, income, and transfer, all in one. You'll also be glad to find FOREX support if you're into trading. You also won't have to wait for your bank accounts to sync upon launch because MoneyWiz now has background sync and everything that happened to your accounts while you were away is already updated when you open the app.
The latest version of MoneyWiz finance app lets you:
- Sync with your bank accounts to keep balances up to date
- Keep accounts in all currencies, including crypto and alcoins
- View FOREX trades
- Bulk editing of accounts (import/export)
- Log transactions and set budgets
- Predict expenses and savings
- Schedule recurring payments.
The time you invest up front into customizing the app will pay dividends later on when you're avoiding overdraft fees, saving consistently, and enjoying the app's automated visualizations. There are a few tips to get you started.
First and foremost — support for cryptocurrencies. With this move, MoneyWiz becomes the firs personal finance app with all your crypto-trade. Not just bitcoin, all currencies and altcoins are included, together with trades from major exchanges and wallets to keep you posted. Then, the MoneyWiz team did a light makeover of the old interface and introduced a sleeker and smoother design.
Your transactions can now have multiple components, like expense, income, and transfer, all in one. You'll also be glad to find FOREX support if you're into trading. You also won't have to wait for your bank accounts to sync upon launch because MoneyWiz now has background sync and everything that happened to your accounts while you were away is already updated when you open the app.
The latest version of MoneyWiz finance app lets you:
- Sync with your bank accounts to keep balances up to date
- Keep accounts in all currencies, including crypto and alcoins
- View FOREX trades
- Bulk editing of accounts (import/export)
- Log transactions and set budgets
- Predict expenses and savings
- Schedule recurring payments.
The time you invest up front into customizing the app will pay dividends later on when you're avoiding overdraft fees, saving consistently, and enjoying the app's automated visualizations. There are a few tips to get you started.
Bring all your financial accounts together
MoneyWiz tracks as many individual accounts as you'd like. It supports tracks cash, credit cards, and savings accounts
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- To create a new account click the '+' button in the bottom-left corner and then Add Account.
- Choose from the list of options the app provides, which include digitally syncing with an online account through your bank or PayPal, uploading an account history from a file, or creating one manually.
- Fill out the relevant information on the Basic and Extended tabs.
- Click Create when you're ready.
Personal budgeting and planning for the future
Budgets let you record how much you plan to spend on different kinds of expenses each month and then track your spending habits so you can see whether you keep to your spending goals.
- To create a budget, click the '+' button and select Add Budget.
- Customize the focus and spending limit of your budget in the pop-up menu.
- Click Create to add it to your dashboard.
Scheduling payments
It can be easy to forget about recurring payments like electrical bills or gym memberships, but the app gives you the option to schedule your dues so they don't fall through the cracks. The same feature also lets you schedule your paychecks and other regular income.
- To schedule a transaction, click the Scheduled tab and click the '+' button in the bottom-right corner.
- Choose the type of transaction, then use the pop-up menu to enter the specifics.
- The Frequency option lets you set recurring transactions on a daily, weekly, monthly, or yearly basis.
Analyze your finances in detail
In the Reports tab, the app automatically records and forecasts your balance based on posted and scheduled transactions. This information can help inform your budgeting process as you plan for the future. It can also generate different types of reports upon request based on the information you've logged. These can help break down your budget by expenses, cash flow, and net worth, helping you evaluate your financial health over the long term.
With MoneyWiz in Setapp, you'll have a clear and responsive picture of where your money is going, how much of it you're moving, and when it trades hands. It's an indispensable tool for people looking to take control of their finances for good.
Meantime, prepare for all the awesome things you can do with Setapp.
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1. We do not impose a limit on the number of accounts, budgets, regular or scheduled transactions you can create in MoneyWiz for free. Launchpad manager pro 1 0 100.
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Latest Version: 2020.48.2
Rated 4.7/5 By 159 People
What does MoneyWiz 2020 Personal Finance do? Get Money Management Superpowers! MoneyWiz is a super powerful personal finance manager, available for iOS & macOS.[ GETTING STARTED ]* Sync with over 25,000 banks worldwide via 4 data providers. That's more banks than anyone else supports!* Sync between multiple devices (iOS / macOS) automatically. MoneyWiz is fully featured on desktop & mobile!* Easily import data from other software. MoneyWiz supports QIF, OFX, CSV, QFX and MT940 files.* Sign in with Apple, takes a minute to get started! 1 week free trial included.* Extensive tutorials and built-in support chat (with a real human) will help you through any questions you may have. Our average response time is just 2 hours during business hours!* Stay safe with our military grade 256bit encryption and strict privacy policy. We DO NOT SELL your data![ ACCOUNTS & TRANSACTIONS ]* See all your accounts, transactions and combined net worth in one place.* Group accounts any way you want.* Browse and search the transactions in an account, entire group or all accounts.* Manage accounts & transactions manually or have a mix between bank connected accounts and manual ones. You can even post transactions in connected accounts.* Configure the transaction entry form and fields* See transactions in both list view or table view (table view is only supported on iPad and macOS)* Bulk edit transactions* Reconcile against bank statements* Multi-currency support with automatic refresh of currency rates* Automatic categorization of transactions that learns from you* Multi-level categories & subcategories make organizing by category easy* MoneyWiz supports the following types of accounts: * Archive old accounts[ INVESTMENTS ]* Track all your stock market, crypto and FOREX investments in one place.* MoneyWiz automatically refreshes the rates for stocks, crypto and currencies* Manually enter prices for your holdings in case they are not supported* See GL at a glance[ BUDGETS & GOALS ]* Budget the way that works for you, not the way that we thought you should. MoneyWiz is super versatile and allows for various budgeting styles, including envelope budgeting.* Group budgets any way you want* See real time progress of your budgets, including a health indicator showing your actual rate of spending vs the expected one, so you can adjust your spending habits before it's too late* Plan for the future with savings Goals* Easily move money between budgets and goals[ SCHEDULED TRANSACTIONS ]* Never forget a payment again - have all your scheduled bills and payments in one place* Get alerted when it's time to pay or get paid* Tap on the calendar for instant forecast based on your scheduled payments[ REPORTS ]* Analyze your money with various reports* Save reports so you can easily access them later* Export reports to PDF or print them[ MORE ]* MoneyWiz is an extremely powerful & versatile product, while maintaining a clear and easy to use interface. You can configure a lot of how you want it to work.* We update MoneyWiz with new features & bug fixes every week. Check out the release notes and development roadmap at https://help.wiz.money* Made in California[ SUBSCRIPTION ]We do not impose a limit on the number of accounts, budgets, regular or scheduled transactions you can create in MoneyWiz for free. However, you will need a subscription to enable certain features:* Premium subscription ($4.99/month or $49.99/year) enables bank sync and multi-device sync with a MoneyWiz Cloud account* Standard subscription ($19.99/year) enables multi-device sync with a MoneyWiz Cloud accountYour subscriptions will automatically renew each month (or year, depending on plan) and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings.[LINKS]Roadmap: https://wiz.money/roadmapPrivacy Policy: https://wiz.money/privacy/Terms of Use: https://wiz.money/toc
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